Disclaimer

Effective date: June 1ˢᵗ 2026

The information on www.x3fintech.io (the "Site"), operated by X³Fintech Inc. and its affiliates ("X³Fintech"), is provided for general informational purposes only.

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No advice. Nothing on the Site constitutes financial, investment, legal, tax, accounting, or other professional advice, and it should not be relied upon as such. You should obtain independent professional advice before making any decision based on information on the Site.

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No offer or solicitation. Nothing on the Site is an offer to sell, or a solicitation of an offer to buy, any security, financial product, or service, in any jurisdiction where such an offer or solicitation would be unlawful. Any offering of securities or financial products would be made only to eligible persons through definitive offering or subscription documents and in compliance with applicable law.

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Products and services in development. The Site describes existing and planned products, services, and infrastructure. Certain offerings referenced on the Site are under development or evaluation and may not be available, may change, or may not be completed. References to capabilities should not be read as confirmation that a product is operational or available today unless expressly stated.

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Forward-looking statements. The Site may contain forward-looking statements regarding strategy, plans, and expectations. These are subject to risks and uncertainties, and actual outcomes may differ materially. We undertake no obligation to update them except as required by law.

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No guarantee of accuracy. While we aim to keep information accurate and current, we make no representations or warranties, express or implied, as to the accuracy, completeness, reliability, or timeliness of any information on the Site, which is provided "as is." We are not liable for any reliance placed on it.

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Third-party content and links. The Site may reference or link to third-party information, names, and logos. We do not endorse and are not responsible for third-party content, and inclusion does not imply any partnership unless expressly stated.

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Risk. All investments and financial activities involve risk, including the possible loss of capital. Past performance is not indicative of future results, and no outcome is guaranteed.

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Questions: info@x3fintech.io.