Terms of Use
Effective date: June 1ˢᵗ 2026
These Terms of Use ("Terms") govern your access to and use of www.x3fintech.io and related pages (the "Site"), operated by X3Fintech Inc. and its affiliates ("X³Fintech," "we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
Informational purposes only
The Site and its contents are provided for general informational purposes only. Nothing on the Site constitutes financial, investment, legal, tax, or accounting advice, a recommendation, or an offer or solicitation to buy or sell any security or financial product. Please review our Disclaimer and Regulatory Notice, which are incorporated into these Terms.
Eligibility
You may use the Site only if you can form a binding contract with us and only in compliance with these Terms and all applicable laws. Certain areas of the Site (such as the Investor Login or offering materials) may be restricted to eligible or verified persons in permitted jurisdictions.
Accounts and access credentials
If you are given access to a restricted area of the Site, you are responsible for maintaining the confidentiality of your credentials and for all activity under your account. Notify us promptly of any unauthorized use. We may suspend or terminate access at any time.
Acceptable use
You agree not to: (a) use the Site for any unlawful, fraudulent, or harmful purpose; (b) attempt to gain unauthorized access to any part of the Site or related systems; (c) interfere with or disrupt the Site or its security; (d) copy, scrape, harvest, or systematically retrieve content except as expressly permitted; (e) reverse engineer or misuse any software; or (f) misrepresent your identity or eligibility.
Intellectual property
The Site and its content — including text, graphics, logos, trademarks, and software — are owned by or licensed to X³Fintech and are protected by intellectual property laws. The "X³Fintech," "Revestio," "OnboardX³," "X³ATS," and related names and logos are trademarks of their respective owners. Except as expressly permitted, you may not use, reproduce, or distribute any content without our prior written consent. Third-party names and logos appearing on the Site are the property of their respective owners and are used with permission or for identification purposes only.
Third-party content and links
The Site may include content from, or links to, third parties. We do not endorse and are not responsible for third-party content, products, or services, and your use of them is at your own risk.
Forward-looking statements
The Site may contain forward-looking statements about plans, products in development, and expectations. These involve risks and uncertainties, and actual results may differ materially. We undertake no obligation to update forward-looking statements except as required by law.
Disclaimer of warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, AND UNINTERRUPTED OR ERROR-FREE OPERATION, TO THE FULLEST EXTENT PERMITTED BY LAW.
Limitation of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, X³FINTECH AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE.
Indemnification
You agree to indemnify and hold harmless X³Fintech and its affiliates from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising from your use of the Site or breach of these Terms.
Governing law and disputes
These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-laws principles. The courts located in Delaware will have exclusive jurisdiction, subject to any mandatory consumer-protection rights you may have in your place of residence.
We may modify these Terms at any time by posting the revised version with a new effective date. Continued use of the Site after changes take effect constitutes acceptance.
Contact
X3Fintech Inc, 10 Adelaide Street East, M5J 1C3, Toronto, Ontario, Canada
info@x3fintech.io.